Frequently Asked Questions

General Questions

Does it cost more to use an agent?

There is no additional charge for consulting an agent. 

Why should I use an agent?

An agent is trained to know the products thoroughly.  Agents are able to get to know your needs and concerns and help simplify plan information to help you select a plan.  

What information can an agent help me with?

An agent can help educate you about the differences between plan options depending on your concerns, doctor, medications, location, travel habits, medical expenses, future concerns, and many other things that may come up. 

Medicare Questions

Where can I find more information about Medicare?

How much will Medicare Part B cost?

The cost of Medicare Part B changes annually.  Click the link to see the current monthly premium amount

Why am I paying more for my Part D based on income?

Where can I sign up for Part B and do I need to sign up for it?

You can call your local social security office to get signed up or click on the link.

Can I get help paying for premiums or costs on Medicare?

Affordable Care Act and Individual Health Questions

Where can I find information about affordable care act insurance?


When is the Open Enrollment period for Affordable Care Act health insurance?

November 1st to December 15th

Can I sign up for Affordable Care Act insurance outside of the November 1st to December 15th?

You may qualify for a Special Enrollment Period if you have a life changing event.  To find out more you can visit Your Health Idaho’s website by clicking the link or contact an agent.

Where can I find info on Medicaid?

What is Department of Health and Welfare’s website for Medicaid and Advanced Premium of Tax Credit?

Is insurance through Affordable Care Act my only option?

There are additional options available that may fit your needs.

How can I find information on additional health insurance options?

An agent can help get to know your needs and may be able to recommend options outside of the Affordable Care At.

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